Wednesday, December 14, 2011

Follow The Money

Look beneath the purported story theme of testing ADHD meds to protect the lives of those taking them--http://online.wsj.com/article/SB10001424052970204336104577094624185636102.html?KEYWORDS=adderall--and you will find one explanation for why some drugs cost more than others and how the big pharma companies stand to profit while disposable income of medication users goes down. The FDA should not be practicing medicine. Yet, the FDA is doing just that when it arbitrarily halts the production of entire classes of drugs because there is a suspicion that some of those taking these medicines could be harmed by them. It is up to the physicians treating these people & prescribing these medicines to decide which people might be at risk. But wait--they ALREADY DID THAT when they took a history before prescribing these or any other meds as part of the patients' treatment plans. So, why is the government taking its usual "one-size-fits-all" approach in shutting down supply of these drugs? In the case of Adderall XR, for example, it appears to be a case of "nobody goes there anymore--it's too crowded." In other words, because students and others needing to improve alertness and concentration (how they got scripts is another question) have been taking Adderall in increasing numbers, Adderall XR's popularity grew to the point where the Feds decided that too many people were benefitting from it. So, in their infinite wisdom, they left the supply of regular Adderall intact on drugstore shelves but choked off the supply of Adderall XR so no one could get it. Guess what happened. Patients lobbied their doctors to prescribe them the closest real (as opposed to generic) medication, in this case a newer (a.k.a. still under patent protection) drug called Vyvanse. The dosing is different as is its absorption--it's smoother in than Adderall by a tad less efficacious. What no doubt interested the drug companies manufacturing these drugs is that Adderall XR, an older drug no longer patent protected, costs patients a copay of $30. However, Vyvanse, a newer drug, costs users a $50 copay as a Class III medication. Neither the government or big pharma acknowledge that doctors prescribe these drugs based on the needs of individuals, not with a "take-two-of-these-and-call-me-in-the-morning" approach. Illness is routinely measured in large patient groups, but, if you have a disease, it's YOUR disease. Your response to it and subsequent treatment is for YOU, not an anonymous large patient population. Offering this nuanced approach to prescribing is one reason doctors go to school for all those years. So, until at least 2012, Adderall and other medicines in its and related classes will not be available to anyone who was using them. And, if you follow the money in the way I suggest, you will understand why.

Tuesday, September 20, 2011

The problem--and the solution--remain.

Got a letter from my dentist last week. What did she want? I'm all paid up, haven't missed any appointments, so why send postal mail? Here's what she wanted to tell me: Use you remaining benefits before the end of the year or lose them! Just one more example of how convoluted, how constipated, our current system is. The principles remain simple: UNIVERSAL. CRADLE-TO-GRAVE. SINGLE-PAYER. Of course, you'll hear the opponents say, "It'll never fly. It's socialism! No one wants the government to control their healthcare. We've got to cut expenses, not increase revenues or taxes! It's too hard!" Sure, it's hard! If it were easy, we would have done it already! Confront the problem and solve it! No guts, no glory! Or--and I like this variation better--"No pressure. No diamond." It's a weird situation: Everyone, in their heart of hearts, knows that the principles above are the answer. It's been the same for the past 20+ years. For the same span of time, though, since many legislators are in the pockets of big pharma and the medical establishment, politics--and, of course, lack of courage--stops them from acting in the best interests of the people who elected them. Time for a change, no?

Friday, September 2, 2011

As I've written before, when healthcare availability and delivery are controlled by people who know the price of everything but the value of nothing, stories like the one below occur. We'll be hearing about similar situations all too often in the near future and beyond: Clinic Rejects Immigrants After Impasse With Hospital By KEVIN SACK ATLANTA — After the collapse of negotiations between Atlanta’s public hospital and the world’s largest dialysis provider, a dozen immigrants suffering from renal failure were refused treatment at an Atlanta clinic on Thursday and advised to wait until their conditions deteriorated enough to justify life-saving care in an emergency room. Unless the deadlock is broken, 22 patients, most of them illegal immigrants, face a debilitating cycle. Rather than receiving dialysis three times a week, as is standard protocol for cleansing their blood of toxins, they must wait until they are in sufficiently serious jeopardy to trigger the federal law that requires hospital care. Dialysis patients said that typically means placing themselves at risk of serious impairment or death. “Trust me, it is just like dying,” said Bineet Kaur, 28, an illegal immigrant from India who was turned away on Thursday morning from the clinic, operated by Fresenius Medical Care. “You are almost unconscious, you know. Even if you are talking, your brain is not working. Sometimes you have to be hospitalized for days or weeks.” As was said in a different context in the 1950s, "Have you no sense of decency, sir?" My mother was on dialysis for several years, and, while she would occasionally skip one of the three required weekly treatments, she knew, as we all did, that to stop dialysis meant death. These illegal immigrants know it, too. Yes, they should have become citizens, but, for whatever reasons, they didn't or couldn't. And, because they have a medical condition that requires three-times-a-week treatment for life, they get an additional penalty imposed. Not only do some folks want to deport them (which, if they were healthy, might be an option), these same people want to withhold the dialysis keeping the immigrants alive. This act would cause cruel and unusual punishment for a somewhat victimless crime: Self poisoning followed by death. You know that old saying: Every 4th house in America will be burgled. So, look out your front door and count down three houses. In other words, withholding medical treatment for cost reasons could happen to anyone in this country. Here's a specific example--from 20 years ago! A doctor told me about a patient of his who went for a routine mammogram. As sometimes happened, the film's resolution was marred, so the facility asked her to return the following week to repeat the scan. The second scan showed no disease. However, when the patient applied for life insurance, the potential insurer saw that she'd had two mammograms in two weeks, and, "reasoning" that she all but had breast cancer, refused to insure her! The doctor went to bat for his patient, and, eventually, the insurance company relented, making a Solomon-like decision. It insured the woman, BUT NOT HER BREASTS!!! And so, the pattern goes in America. We are the only industrialized country that apportions health insurance and healthcare delivery on the basis of whether an applicant can afford it, rather than as a basic right of citizenship. Oddly enough, this rationing drives healthcare costs up much more than insuring the entire population by virtue of citizenship would. Let me know your thoughts.

Thursday, June 16, 2011

Here is an important piece of the puzzle about why health care costs (for both delivery and insurance) rise year after year: " . . . a fundamental reason that private-plan costs have outpaced Medicare fee-for-service spending: 160 million Americans with employer-sponsored coverage are quietly subsidizing seniors’ coverage through cost-shifting. When confronted with inadequate Medicare reimbursements, doctors, hospitals and other providers learned long ago to shift costs to the under-65 population by demanding higher payments from private insurers. This cost-shift, in turn, has fueled premium increases and rising medical costs for working families. Meanwhile, traditional Medicare fails to provide seniors with a comprehensive benefit akin to what working Americans currently have. If Medicare “as we know it” is such a good deal for seniors, why is it that nearly 90 percent of beneficiaries supplement their traditional Medicare plan with Medicare Advantage, employer-sponsored retiree coverage or Medigap policies?" The latter is a good question, but the answer is self evident: MediGAP (my emphasis) fills the coverage "donut hole" in Medicare.

But, we may well ask, why do these kludges, patches, tweaks, and other "baby steps" exist? Everyone knows how to fix health care insurance and delivery so everyone receives insurance and treatment cost effectively. Just apply the formula: Universal. Cradle-to-grave. Single-payer. Problem solved. Of course, everyone also knows that the moneyed and powerful strive mightily to prevent implementation of these principles. Perhaps the best explanation, though, comes from an observation by Winston Churchill on the American character: "America will always do the right thing, but only after exhausting all other options."

Thursday, April 28, 2011

Another result of the abysmal U.S. healthcare "system"

Mother Jones

More Pregnant Women Dying in CA, Says Study

Saturday, February 12, 2011

Making an offer employees can't refuse

I never thought I would find a reason to relate to Sarah Palin's phrase "death panels," but a headline in the Boston Globe made me revise that position: "Plans steer patients to lower-cost hospitals" (you can read the full article at http://www.boston.com/business/healthcare/articles/2011/02/10/plans_steer_patients_to_lower_cost_hospitals/). The reporter, Liz Kowalczyk, writes that Blue Cross/Blue Shield (BC/BS) of MA lauched a new "product" purportedly to help small businesses continue to offer health insurance to their employees.

Once again, the health insurance establishment shows itself to know the price of everything but the value of nothing. This cost shifting by BC/BS reflects the belief that patients won't mind going to a community hospital instead of a teaching hospital because doing so will save money for themselves and, wink-wink, their insurers (Three guesses: What will the insurers do with the money saved?). After all, a hospital is a hospital and a specialist is a specialist, right?

Here's the tenor of the deal offered: "The Blue Cross Hospital Choice plan, which went on sale last month, charges members, for example, an extra $1,000 for an inpatient stay or outpatient surgery, and $450 more for an MRI, at 15 higher-cost hospitals, including Massachusetts General and Brigham and Women’s hospitals, Children’s Hospital Boston, and UMass Memorial Medical Center in Worcester. Companies and workers that sign up get a significant break on their health insurance premiums: a 4.5 percent increase for the first quarter of the year instead of a 10 percent increase."

What a deal! You can pay $1,000 more in your choice of ways: Either stay in the hospital following surgery or go home the same day as the surgery. In other words, you will pay $1,000 more no matter which choice you make! And, to sweeten the deal, BC/BS says that, while everyone pays an increase every year, if you choose this new plan, your increase will be less--but only for the first three months of the first year. To seal the deal, the state will pay each employee's three-month share of the premium when the employer enrolls. With choices like these, how could anyone refuse to enroll?

Wait until employees referred for medical treatment to a hospital find out they can't choose the hospital. For "those" people not affected by price--I guess you can call them "price inelastic"--it's no big deal. They will continue to go where they want for the services they need, regardless of cost. But, for the working-class guy or gal and their families, the new plan means they've been "price triaged"--they have less money to spend on their treatment, so the system sends them to the lowest-cost provider. As Stevie Wonder put it: "Livin' just enough for the city." Or, rather, dyin'.

To add insult to injury (pun intended), the reporter quotes the head of an insurance agency on why this plan is such a good idea: "These plans 'really help the employer and the employee start to understand what is driving health care premiums higher', said Paul Pietro, chairman of Mid-State Insurance Agency Inc., an insurance broker in Worcester. 'Simple things, like MRIs and CAT scans, if you’re just able to stay out of those hospital settings, that can save money. It helps everybody'." If you can't believe an insurance broker about what is good for your health, who can you believe?

So, while I don't want to encourage use of Sarah Palin's "death panel" phrase, the BC/BS MA plan comes closer to what Ms. Palin meant than President Obama's initiative.

What do you think?

Monday, January 24, 2011

I read the following today in the New York Times medicine section: "Republicans recalled, however, that they secured approval of two huge changes in domestic social policy that worked much better than Democrats had predicted. They remade welfare programs in 1996 and added a prescription drug benefit to Medicare in 2003. 'The idea that Republicans are just not interested in health care and won't do anything is belied by history', said Stuart M. Butler, director of the Center for Policy Innovation at the conservative Heritage Foundation." My interest lies in the second observation, that adding the prescription drug benefit to Medicare in 2003 demonstrates Republican in health care.

If you recall the phrase "donut hole," you understand why I question the facts behind Mr. Butler's superficially true statement. Here's how Reason magazine wrote about it at the time: "The cost is also likely to rise because of demands to close the drug plan's weird gap in coverage: After a $250 deductible, it will pay 75 percent of prescription drug expenses, up to $2,250 a year; but between $2,250 and $5,100, the point at which the plan starts paying 95 percent of costs, there will be no coverage at all." When one runs the numbers, one realizes that (a) Medicare enrollees are reimbursed up to $2,250 per year and (b) at that point, Medicare enrollees reimburse insurance companies for the same amount, up to $5,100. How did this come about?

As you might guess, the insurance industry had a lot to do with it. In fact, it was an insurance industry lobbyist who wrote the bill! Only in America.


Friday, January 21, 2011

What everyone forgets but should remember: The bulk of the new health insurance law won't kick in until 2014. No one knows how all those changes will affect care, cost, universality, etc. Of course, that hasn't stopped those who throw slings and arrows about ObamaCare, death panels, and other points on the right-hand side of the Sane<------>Lunacy scale from turning the dark sides of their imaginations loose:
  • It will bankrupt the country
  • It's a socialist plot
  • "I don't want no gummint messin' with my healthcare!" (often heard from those ignorocrats who don't know that Medicare, Medicaid, etc. are government-run programs)
It will be a long time before the populace and those elected to govern them acknowledge that the real solutions--universal, cradle-to-grave, single payer--will take the concerns about who get what and how much and at what cost off the table. Then, we can focus on more important problems:
  • Food
  • Water
  • Education
  • Industry & jobs
  • Security
Let me know your thoughts.